Individual/Entity Policy Highlights*
The following coverages are provided on a claims-made basis:Medical Professional Liability Insurance
Provides coverage for damages because of injury caused by a medical incident directly resulting from professional health care services or professional committee activities.
Physicians Administration Defense (PAD) Reimbursement Coverage
Provides defense cost reimbursement and practice interruption expense reimbursement for administrative proceedings and employment-related civil actions related to:
- Medical Licensure and Privileges
- Employment Practices
Reduces your expenses after retirement (certain qualifications required).
Limited Professional Office Premises Liability Coverage
Provides limited coverage for slips and falls and property damage at a covered premise.
Prior Acts/Nose Coverage (Over Current Retroactive Date)
Conveniently provides coverage from one insurer.
Right to Consent to Settle
Places you in control of whether to settle a claim.
The following benefits are provided in addition to the Limits of Liability of the policy:
- Defense Costs
- Attendance at Trial: $500 maximum per half day
- Fire and Water Damage Legal Liability: $500,000/$500,000
- Medical Payments: $10,000 per person
- Pre-judgment and Post-judgment Interest
Additional Highlights
Aggressive Claims HandlingRepresents your interests and helps protect your reputation.
On-site Clinical and Administrative Assessment
Helps you identify risks and evaluate and improve your practice systems.
Award-winning CME Program
Assists you in enhancing patient safety and improving communication.
Monthly Claims Rx Newsletter
Helps you stay on top of current administrative and clinical issues.
Risk Management 24/7 Phone Consultations
Offers peace of mind and allows you to call NORCAL 24/7 for Risk Management advice.
For additional information about this or any other NORCAL policy, please contact Policyholder Services at (877) 443-7232.
*The above information is intended only to highlight the NORCAL policy features and benefits. The conditions of coverage are specifically explained in the NORCAL policy.
