When patient information is lost, stolen or exposed, you’re on the hook for the costs. NORCAL Mutual provides DataShield™ to protect our policyholders from these expenses.
Suppose you're…
- Sued for accidentally exposing a patient’s personal health information to a third party.
- Faced with the cost of credit monitoring services because of an inadvertent breach of protected patient information.
- Compelled to recover lost electronic data because of a computer virus.
- Fined for a HIPAA violation.
- Hit with a claim for allegedly violating someone's copyright on your website.
DataShield will come to the rescue. A coverage enhancement from NORCAL Mutual, DataShield provides substantial coverage for a wide variety of potential costs related to information security — with no deductible and at no additional cost to you. NORCAL Mutual also provides policyholders exclusive access to the DataShield Learning Center, an online library of educational and training resources related to information security.
DataShield Covers Your Costs for…*
- Information & network security liability — Protection against claims alleging unauthorized release of personal information, violations of information privacy law, or unauthorized use of/ access to your computer system.
- Media liability — Protection against claims arising from material published on a Web site, in ads, etc., including allegations of libel, slander, copyright infringement, or trademark violations.
- Regulatory privacy proceedings & regulatory fines & penalties — Coverage for defense of HIPAA violations, state and federal information privacy law violations, etc; and for certain related fines and penalties.
- Customer notification & credit monitoring expenses — Coverage for expenses incurred as a result of information breaches, including costs of notifying affected parties and providing them with credit monitoring services.
- Electronic data recovery & replacement expenses — Coverage for expenses incurred to recover or replace electronic data lost or damaged because of a computer virus, hacking or other system invasion.
The annual aggregate limit for a physician with separate limits is $50,000; for an entity with separate limits, $100,000 to $250,000, based on group size. Increased limits are available.
For more information, call NORCAL Mutual at (800) 652-1051 or email us.
