Optional Coverages*NORCAL offers a variety of additional coverages to meet your particular practice needs.
Prior Acts (Nose) Coverage protects you from claims arising from health care services provided before but reported after you become a NORCAL policyholder.
Extended Reporting Period (Tail) Coverage safeguards you from claims arising from health care services provided while you were a NORCAL policyholder but reported after policy termination.
Endorsed Part-time Physician Coverage provides shared limits coverage for physicians who extend your practice on a temporary or regular, but infrequent basis.
Locum Tenens Coverage provides shared limits coverage on a specified date or dates for physicians and health care extenders who temporarily substitute for insureds.
General Liability Coverage (available to some applicants) provides coverage for:
- Bodily Injury, Property Damage or Fire Damage in the coverage territory
- Personal Injury or Advertising Injury Liability
- Medical Payments for medical expenses for Bodily Injury on an insured premise
*The above information is intended only to highlight the NORCAL policy features and benefits. The conditions of coverage are specifically explained in the NORCAL policy.